Market Assumptions / Asset Allocations - How to add model investment portfolios to your firm's rebrand of the software

If your firm subscribes to Voyant's option rebranding (white labelling service), you have the option to add any number of model portfolios to your semi-bespoke version of the software.

To add model portfolios to your firm's rebrand:

1. Create a file that defines what these portfolios will be,

2. Be certain to format this file correctly,

3. Send this file to Voyant support, requesting to have the model portfolios therein added to your rebrand.

Our support team can take it from there. Then going forward, simply let us know if any changes or additions that need to be made to these portfolios by sending us an updated portfolios file. 

 

A sample model portfolio file.

An example of a model portfolio file can be found here

To use this document you will need to download it. Depending on browser, go to the File menu and select Save As (Internet Explorer) or Save Page As (Firefox) or right-click on the document onscreen and select Save As (Google Chrome). Select a location and save the file locally on your computer.

 

Things to know about the formatting of this file. 

This file is only an example. Our staff will need a spreadsheet with one or more of your model portfolios defined therein.

- Each portfolio will need to have a unique name. 

- The percentages allocated to the assets in each portfolio must total to a 100% allocation across the asset classes that it uses.

- The asset types in this file would, of course, need to match the names of those in your firm's own custom market assumptions. Model portfolios could also be based on the asset classes used in Voyant's standard market assumptions (those that come packed with the software), provided that your firm uses them. 

Tip: To view the asset classes used in your firm's market assumptions (the asset classes that would be referenced in your model portfolios), go to Preferences and in System Preferences to the left side of the screen, expand the Market Assumptions panel. 

- The list of whatever asset classes your firm uses. The asset classes should be listed in the top row in all caps (e.g. INVESTMENT_GRADE_BONDS). 

- Enter a unique name for each portfolio in the row headings. These are the portfolio names as they will appear in the software. The name of each portfolio should be listed row-by-row down column A - e.g. “King and Co 20” and "King and Co 60" in the sample spreadsheet are the names of two different model portfolios.

- The amounts allocated to each asset should be in the columns to the right of portfolio name (column b, column c…).

- Importantly, the percentage allocated to each asset class must be in a decimal format (e.g. 0.5), not a percentage format (e.g. 50%).

- Be sure to save the edited file in a .csv (comma-separated value) format, which is a standard Save As format option in Excel, and send the file to Voyant support requesting that the portfolios therein be included in your firm's rebrand. 

 

When will the updated model portfolios appear in the software? 

Once you receive confirmation from our staff that your rebrand has been updated, either update the software or wait for our next general software update. Read more >> 

 

How can I use the model portfolios and where are the found in the software? 

The model portfolios will be available to Load from any of the Asset Allocation panels in the software.

Asset Allocation can be set as a default growth preference in Preferences > Plan Preferences (to the right side of the screen) > on the Asset Allocation panel. 

You also have the option to use an asset allocation (portfolio) to derive growth assumptions for:

- Individual investments (on the Investments screen),

- Existing money purchases (on the Pensions > Money Purchase screen),

- Current or future drawdown pensions (on the Pensions > Drawdown Pension  screen). 

 

For example, on the Investments screen you could select the investment which will use the model portfolio. 

1. The growth rate derived from this mix of assets and the market assumptions upon which they are based, can be set under Advanced Settings > Asset Allocation

2. Note: To use an asset allocation, rather than a fixed growth rate, to set the account's growth assumptions, be sure to tick "Use Asset Allocation for Account Growth", located at the top of the Asset Allocation panel. This setting can also be activated on the Advanced Settings > Growth panel. 

3. Click Load

Your asset allocation library will display. 

This library of model portfolio will probably contain a few 100% asset allocations that are packaged automatically with the software's market assumptions - e.g. "100% Cash". 

The library may also contain model portfolios that you created and saved. 

If your firm uses our rebranding (white labelling) service, the library may also include model portfolios that your firm has asked to have packaged into their rebranded, semi-bespoke verison of Voyant. 

4. Select from the library the model portfolio you want to use it to set the growth assumptions for the account. 

Note: The main Asset Allocation also gives you the option to enter your own asset allocations on the fly. To do this instead of using a model portfolio, click Cancel to return to the main Asset Allocation panel. Then click Edit to enter an asset allocation. This asset allocation could also be saved to the library if you wish to reuse it for other investments or in other client cases. 

5. Click Load

The selected portfolio will now appear on the investment's Asset Allocation panel. 

6. Click OK and then Save or Update to save your changes.